Link to Student
Journal Entry For
Prototyping Plan
1. User Interface (UI) Design
Home Screen
- Header:
- User's Profile Picture and Name
- Balance Check Button
- Notifications Bell Icon
- Search Bar:
- Allows users to quickly find contacts or merchants
- Quick Access Buttons:
- Scan QR Code: For quick payments
- Pay: To send money
- Request: To request money
- Offers: View available offers and discounts
- Main Navigation:
- Home
- Payments
- Rewards
- Profile
Payments Screen
- Recent Transactions: List of recent payments and receipts
- Frequent Contacts: Quick access to frequently paid contacts
- Bill Payments:
- Utility Bills (Electricity, Water, Gas)
- Mobile Recharge
- DTH Recharge
Rewards Screen
- Cashback Offers:
- Display current cash back offers available for different transactions
- Reward Points:
- Show accumulated reward points and how to redeem them
- Scratch Cards:
- Users can scratch cards to win rewards
Profile Screen
- User Information:
- Edit Profile
- Payment Methods
- Settings:
- Notifications
- Privacy
- Language Options
2. Core Functionalities
Payments
- Send Money:
- To Contacts via Phone Number, UPI ID, or Bank Account
- Using QR Code
- Receive Money:
- Generate and share QR Code
- Request money from contacts
Bill Payments
- Utility Payments: Integration with major utility providers for seamless payments
- Recharge Services: Mobile, DTH, and Data Card recharge options
- Student Bill Payments: Easy integration with university accounts for quick payments
Offers and Rewards
- Personalized Offers:
- Based on user transaction history
- Merchant Offers:
- Discounts and cash back at partnered merchants
Security Features
- Authentication:
- Biometric Authentication (Fingerprint/Face ID)
- UPI PIN for transactions
- Fraud Detection:
- Real-time transaction monitoring
- Alerts for suspicious activities
3. User Experience (UX) Considerations
Seamless Onboarding
- Easy Registration:
- Simplified sign-up process with minimal steps
- Bank Account Linking:
- Guide users through linking their bank account and setting up UPI
User Education
- Tutorials:
- In-app tutorials for new users to understand how to use key features
- FAQs:
- Comprehensive FAQ section for common queries
4. Additional Features
Split Bills
- Allow users to split bills with friends and family easily
Nearby Merchants
- Feature to find nearby merchants who accept Cardinal Pay
Multi-language Support
- Support for multiple Indian languages to cater to a diverse user base