Cardinal Pay Prototype WIP

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Journal Entry For
Prototype WIP
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1. User Interface (UI) Design

Home Screen

  • Header:
    • User's Profile Picture and Name
    • Balance Check Button
    • Notifications Bell Icon
  • Search Bar:
    • Allows users to quickly find contacts or merchants
  • Quick Access Buttons:
    • Scan QR Code: For quick payments
    • Pay: To send money
    • Request: To request money
    • Offers: View available offers and discounts
  • Main Navigation:
    • Home
    • Payments
    • Rewards
    • Profile

Payments Screen

  • Recent Transactions: List of recent payments and receipts
  • Frequent Contacts: Quick access to frequently paid contacts
  • Bill Payments:
    • Utility Bills (Electricity, Water, Gas)
    • Mobile Recharge
    • DTH Recharge

Rewards Screen

  • Cashback Offers:
    • Display current cash back offers available for different transactions
  • Reward Points:
    • Show accumulated reward points and how to redeem them
  • Scratch Cards:
    • Users can scratch cards to win rewards

Profile Screen

  • User Information:
    • Edit Profile
    • Payment Methods
  • Settings:
    • Notifications
    • Privacy
    • Language Options

2. Core Functionalities

Payments

  • Send Money:
    • To Contacts via Phone Number, UPI ID, or Bank Account
    • Using QR Code
  • Receive Money:
    • Generate and share QR Code
    • Request money from contacts

Bill Payments

  • Utility Payments: Integration with major utility providers for seamless payments
  • Recharge Services: Mobile, DTH, and Data Card recharge options
  • Student Bill Payments: Easy integration with university accounts for quick payments

Offers and Rewards

  • Personalized Offers:
    • Based on user transaction history
  • Merchant Offers:
    • Discounts and cash back at partnered merchants

Security Features

  • Authentication:
    • Biometric Authentication (Fingerprint/Face ID)
    • UPI PIN for transactions
  • Fraud Detection:
    • Real-time transaction monitoring
    • Alerts for suspicious activities

3. User Experience (UX) Considerations

Seamless Onboarding

  • Easy Registration:
    • Simplified sign-up process with minimal steps
  • Bank Account Linking:
    • Guide users through linking their bank account and setting up UPI

User Education

  • Tutorials:
    • In-app tutorials for new users to understand how to use key features
  • FAQs:
    • Comprehensive FAQ section for common queries

4. Additional Features

Split Bills

  • Allow users to split bills with friends and family easily

Nearby Merchants

  • Feature to find nearby merchants who accept Cardinal Pay

Multi-language Support

  • Support for multiple languages to cater to a diverse user base

Prototype Layout

  • Use tools like Figma or Adobe XD to create a visual representation of the design
  • Include interactive elements to simulate the user flow and functionality